Supermarkets fight for Survival at SuperValu

Traditional supermarkets like Supervalu are struggling because of greatly increased competition and a collapse in food and consumer goods prices. These forces might make the historic supermarket business model unsustainable.

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Should we be Worried about American Express

American Express also some very bright prospects for the future. One is the growing use of payment apps such as Apple Pay and Android Pay; which Amex supports. That might grow the value of credit card payments and profits from them.

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Is Amazon Really a Threat to Grocers?

My take is that the major grocers; and high-end grocers like Whole Foods, will survive but many of the regional and discount chains will not. Instead of being a direct threat to grocers, Amazon will be an indirect threat taking some business and providing another headache for grocers.

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Amazon and Other Threats to Costco

Walmart would like to be more like Costco for one simple reason: cash. Costco is a very cash-rich company, it reported a net income of $2.41 billion on November 30, 2016.

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Target’s Revenue Collapse Continues

Despite Mr. Market’s misplaced confidence, Target’s revenues have fallen by nearly three and a half billion dollars over the past year. The retailer reported revenues of $73.91 billion in October 2015 and $70.43 billion in October 2016. That indicates a major drop in sales at Target stores.

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Credit Cards’ Bright Future on Display at Discover Financial Services

These numbers; and the 27.77% profit margin reported on September, show that Discover’s decision to concentrate on providing basic credit card services and good customer service is paying off.

By ignoring flashy gimmicks and avowing entanglements with retailers; such as American Express (NYSE: AXP) messy relationship with Costco, Discover has been able to maintain steady market share. It has also accumulated a lot of street cred and good will along the way.

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The Incredibly Shrinking American Express

Although its business is shrinking, the third quarter earnings report indicates that American Express is still a cash rich company

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Items to Buy on Jet.com

You should be shopping on Jet because it offers much better prices on items like laundry detergent than sites like Amazon (NASDAQ: AMZN). It is also fast and provides a better level of service than some sites.

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Treading Water is good; JC Penney demonstrates how Awful Retail is

JC Penney (NYSE: JCP) is demonstrating how awful things are for brick and mortar retail with its revenues. Tiny revenue

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