Alipay vs Predatory Lending

Old-fashioned predatory lending might be one of the biggest threats to cutting-edge digital payment platforms. Ant Financial learned that lesson

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Some Numbers prove that Income Inequality is real and more destructive than you think

The percentage of Americans with no credit cards in 2014 was 29%, up from 22% in 2008 and 20% in 2006, according to a Gallup Survey cited at creditcards.com. If these numbers are correct nearly 10% of Americans can no longer quality for a credit card or feel they cannot pay off the balance.

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