Will Digital Wallets Trigger a Financial Crisis?

Such a crisis would be catastrophic because Alipay and WeChat Pay reportedly processed $16 trillion worth of payments last year.
To make matters worse, WeChat Pay alone had 600 million users in August 2017, Statista calculated. Furthermore, Alipay had 400 million users. Therefore one billion people might be affected by a collapse of those organizations.

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Is Stellar Lumens a Good Cryptocurrency Investment?

Therefore, Lumens is useless in its ultimate goal as a gateway to the financial system for the unbanked. Stellar looks more like a blockchain software solutions company than a platform.

This has translated into a lot of value for Stellar Lumens. The XLM had a Coin Price of 27.3¢ and a Market Capitalization of $5.123 billion on July 20, 2018. That produced a 24-Hour Market Volume of $142.18 million on the same day.

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Mana a Cryptocurrency Rooted in Virtual Reality

A long term goal is to create a functioning virtual economy at Decentraland. The hope is that real people will exchange real money for Mana in order to participate in the virtual economy.

The virtual economy will generate revenue by creating markets for apps, content, content curation, advertising, digital collectibles, social media, and other products. It might sound incredible now but people are paying big money on such things already.

An anonymous person told The Sun he spent £15,000 ($19,845) on Game of Thrones Conquest. The money reportedly came from his wedding fund, the game addiction, not surprisingly ruined the man’s wedding plans.

The potential market for games is huge, Fortnite was grossing $1.92 million a day on iPhone apps in the United States in April 2018, Statista calculated. That was one game on one phone operating system in one country.

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Horizon.NGO plans Decentralized Basic Income Services

Question: “How exactly does Horizon.NGO provide a basic income?”
Von Heinrichshorst: “Once Horizon’s financial reserve is big enough to guarantee all token holders a valuable payout for at least one year, we will start distributing the first Horizon basic income tokens.”
“The financial reserve will be fueled by strategic partnerships and sister projects. Over time, more basic income tokens will be distributed and the value of each token will increase.”

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Is STEEM a good Investment?

Steemit is very good in one aspect of business – marketing. It has attracted a lot of users mostly through some very clever marketing.
The Steemit network supposedly has 920,800 user accounts and attracts 1.5 million monthly posts. That has reportedly generated $40.15 million in rewards paid and 3.78 million monthly comments.
The disturbing thing about Steemit is that it admits to being: “The social network doling out millions in ephemeral money.” Here is the Merriam-Webster’s dictionary definition of ephemeral: “lasting a very short time.”

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Is the Dai Cryptocurrency a Good Investment?

The big difference between Dai; and solutions like Ripple (XRP), is that it uses a decentralized platform to peg the cryptocurrency price to the dollar. The key to Dai’s stability is a special smart contract called a Collateralized Debt Position (CDP).

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Is the Crowd Machine the Future of Apps?

The Crowd Machine is envisioned as a do it yourself app maker. Anybody, anywhere, would be able to make their own apps with Crowd Machine. If you had an idea for an app you would just go to Crowd Machine, build it and put it up for sale. No designer, engineer, or tech needed.

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Ethereum Basic Income Planned

An obvious hope here is to eliminate the layers of bureaucracy and middlemen that plague traditional charity. Almost everybody has heard the horror stories about professional charity administrators drawing huge salaries and living lavish lifestyles while little or no money reaches the poor.

The idea behind Basic Income Tokens like those that Horizon.NGO is planning to create a conduit that moves money straight from donors to recipients. The system is similar to the donations that GiveDirectly has been testing in Kenya and elsewhere for some time.

Unlike traditional aid organizations, GiveDirectly simply sends money to people in certain locations via the M-Pesa payment app. The thinking behind GiveDirectly is that most people are smart enough to run their own lives without direction from an aid bureaucrat.

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The Current State Of The Blockchain Market

Bitcoin is, of course, not the only currency out there waiting to be mined. There are hundreds of mining pools out there for a range of different cryptocurrencies, and you can find lists of different pools for each type of digital coin.

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Can Phantasma make NEO work?

The ultimate goal of the network is to facilitate decentralized content distribution that big corporations, governments and censors cannot interfere with. A good way to think of Phantasma is as Telegram on steroids.
A big advantage to NEO is that its creators have designed a suite of desktop applications. A major flaw with several blockchain systems that I have seen is that they lack desktop applications. That limits the useful of such systems to those of us who use old-fashioned desktops in our jobs.

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