One way Coffey v. Ripple Labs would change the cryptocurrency market is by proving that ICO and altcoin owners have many of the same rights as stockholders. If courts agree with the claims of Coffee’s lawyer; James Q. Taylor-Copeland, the case might force the Securities and Exchange Commission (SEC) to regulate all ICOs and cryptocurrencies like securities. That might create a level of regulation and legal oversight that would make cryptocurrencies unprofitable and perhaps unviable in the United States. It would certainly threaten all the financial services altcoins such as BAAB (BAX) and Bancor (BNT).