XOOM Archives - Market Mad House

Market Mad House

In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. Friedrich Nietzsche

Is Western Union Making Money?

Last week I noted that The Western Union (NYSE: WU) is enjoying some rare market growth with the help of

Long Ideas

daniel September 16, 2016September 16, 2016 A Growing Market with Lots of Competition, American Express (NYSE: AXP), Berkshire Hathaway (NYSE: BRK.B), Capital One (NYSE: COF), Is Western Union a Takeover Target?, Is Western Union a Value Investment?, MasterCard (NYSE: MA), money-transfer app, PayPal Holdings (NASDAQ: PYPL), remittances, unbanked, underbanked, Venmo, Visa (NYSE: V), Walmart Stores Inc. (NYSE: WMT), Western Union (NYSE: WU), Western Union’s Days are numbered, Why Western Union Might be Doomed, XOOM

Is Western Union Doomed or an Income Value?

Western Union is making a lot of money and generating a lot of float for its size. It’s also easy to see why its stock value is going up. Ycharts reported that investors were rewarded with a dividend yield of 3.13% and a return on equity of 63.2% on September 16, 2016.

Market Wisdom

daniel August 7, 2016 Accountnow, Alternatives to Checking, alternatives to checking accounts, Android Pay, Apple Pay, Bitcoin, Braintree, Coinbase, Debit Cards, Electronic Bill Pay, excellent alternatives to checking, iPayYou, PayPal, Postal Money Orders, Samsung Pay, Some Great Alternatives to Checking, StarChat, Venmo, Walmart Money Center, XOOM

Some Great Alternatives to Checking

It is possible to survive without a checking account; and even live a fairly normal middle class life in modern day America. There are actually a wide variety of excellent alternatives to checking out there.

Politics

daniel January 4, 2015February 14, 2016 $3.452 billion in cash from financing, AAPL, American Express, Apple Pay, Apple Stock, COST, Digital Walelts, Digital Wallet, Disruptive Technology, Dollar General, Guaranteed Income, Income Ineqality, Mr. Market, Mr. Money Mustache, PayPal, Poverty, Venmo, WMT, XOOM

How Digital Wallets Could Help the Poor and Reduce the Cost of Government

Since most poor people have or could easily buy a smartphone, the government could simply disperse the aid to an app such as Venmo or Apple Pay. This would eliminate the paperwork, and it could be used to greatly reduce the bureaucracy.

My Thoughts

daniel December 5, 2014December 5, 2014 AAPL, ABX, American Express, Apple Pay, Apple Stock, Bank of America, Berkshire Hathaway, Green Dot, Mr. Market, Mr. Money Mustache, New Source of Electricity, Obamacare, PayPal, Plug Power, Prosper, Square, Wal-Mart, walgreen, Warren Buffett, XOOM

Are Digital Wallets a Threat to Banks?

The threat to banks is best shown by PayPal’s growth rate. PayPal’s mobile payment volume increased by 72% between the third quarters of 2013 and 2014, growing to $12 billion. Mobile payments now make up 20% of PayPal’s payments. Venmo, a mobile payment App offered by PayPal subsidiary Braintree, saw its payment volume grow by 50% between the third quarters of 2013 and 2014.