Three Ways your Exercise and Your Money are Closely Connected

It might initially seem like exercise negatively impacts your finances since you have to pay for your gym membership, workout classes, athletic clothes, personal trainers etc. However, if you really consider all the ways exercise positively affects your mind and body it starts to make sense that working out and staying healthy can have a positive influence on your finances.

Read more

All You Need to Know About Groupon

Groupon (NASDAQ: GRPN) was founded in November in 2008, by 2010 it was already available in 250 cities and had 35 million registered users. In 2014 Groupon Getaways was launched, an app that is used for browsing and booking trips.

2016 saw the company sell its 1 billionth promotion.

Read more

Four Habits of Successful Money Savers

One habit for a successful saving, and probably the most important of them all, is paying yourself first. Prioritizing yourself doesn’t mean spending your money on inessential things, but actually means putting money into your savings first.

Read more

Is Black Hills Corporation Making Money?

The dividend is troubling in itself because the company simply cannot afford it. The money would be better spent on expansion or better technology. Instead, it looks as if the company is trying to buy shareholders off with a high dividend.

Read more

Choosing a Bank for Your Financial Needs

Local banks are usually small in size and as such, it is easy to develop a personal relationship with the bank if you choose to work with them. The interest rates charged by such banks, however, are usually high as they may not have diversified their sources of income and the interest rates charged on loans could be their only source of income.

Large banks, on the other hand, have branches across the country and even internationally. Such banks have favourable rates for their loans and if this is what you are looking for in a bank, such banks are perfect for you.

Read more

Is Allstate Making Money?

Allstate faces an uncertain future because of a changing media and insurance landscape. A major challenge for the company in the years ahead will be maintaining brand recognition in a changing media environment.

Read more

Is Square Making Money?

Square has the ability to dramatically increase the amount of cash flowing through the till but a hard time maintaining that cash from operations. The danger here is that cash flow is not steady, which makes it hard to generate flow, or keep the money

Read more

Does Artificial Intelligence Make Money at NVIDIA?

All the companies and governments planning to harness AI will need something to develop it on, and NVIDIA is selling technology that creates the AI.

All of this points to a classic value investing strategy, do not buy the high-profile brand that puts the products before the public. Buy the company that makes the tools they use. In the AI revolution is that company because it makes the infrastructure AI needs to operate on.

Read more

Capital One and the Value in Finance

This demonstrates that Capital One’s business is growing but becoming less lucrative.

The company needs to do more to control expense and increase the more profitable aspects of its business. An obvious solution might be to find better ways to market credit cards; perhaps Samuel L. Jackson and Jennifer Garner’s salaries might be better spent elsewhere.

One obvious strategy would be increased investment in social media and more modern marketing. A potential solution might be sentiment based-social media marketing driven or directed by artificial intelligence.

Read more

Is Discover Financial Making Money?

Although it is generating more cash, Discover reported a free cash flow of $1.494 billion on September 30, 2017. That was up from $1.271 billion in September 2016 and $1.116 billion in September 2015.

More importantly, cash from operations has grown dramatically at Discover. The company reported $4.876 billion in September 2017, up from $4.177 billion in September 2016. It also managed to make a lot of money from financing $4.276 billion in September 2017.

Read more