Buying car insurance can seem overwhelming. Don’t worry, we’ve got you covered. Here’s everything you need to know.Read more
To explain, Verizon is the largest wireless carrier in the US with 153.97 million customers in 3rd Quarter 2018, Statista calculates. Moreover, that footprint is growing because Verizon had 148.87 million wireless customers in 3rd Quarter 2018.Read more
Oracle cannot compete with all the developer power Microsoft can access through GitHub. For example, Microsoft can flood the market with thousands of applications.
Moreover, Microsoft can “advertise” that software on the one billion Windows-powered PCs around the world. In addition, Microsoft claims there are 400 million computers running Windows 10 globally, The Verge reports.
For instance, Microsoft can introduce GitHub to hundreds of millions of users by adding a GitHub app to future versions of Windows and Microsoft Office. To explain, the GitHub will let users buy GitHub software through Windows.
Furthermore, Microsoft can offer customers a build your own software with GitHub feature. To clarify, Microsoft business or cloud customers could order new apps or features on GitHub. Then GitHub developers will bid on the creation of a custom solution.Read more
Having money to burn allows Apple to enter risky ventures like Show Business. In particular, I think Apple is able to do serious damage to Netflix (NASDAQ: NFLX).
To enumerate, Apple can afford to hire big stars, major directors, and expensive talent to produce high-quality programming without affecting its bottom line. In particular, Apple can cut large checks to stars and creators and avoid paying them royalties or a cut of the profits.
For example, Applecould write a $30 million or $40 million check to Robert Downey Jr. or Jackie Chan for a starring role. Hence, Apple can buy a lot of exclusive content with a readymade audience.
Uniquely, Apple can create exclusive content just for Apple TV or iTunes. Then give it away as a loss leader to buyers of its products. For instance, the only place you will see the next Robert Downey Jr. movie is on Apple TV.
On the other hand, Netflix reported $3.067 billion in cash and short-term investments on 30 September 2018. Thus, Netflix will have to pay talent in royalties or a cut of the profits.Read more
In addition, Microsoft can offer next generation solutions such as Linux, the blockchain, cryptocurrencies, Ethereum, the internet of things (IoT), sidechains, and memached servers through GitHub. Another lucrative use of GitHub is joint ventures.
For example, Microsoft and Walmart (NYSE: WMT) are entering into a five-year strategic cloud partnership called 4.co. In 4.co engineers from both companies will develop internal apps utilizing Microsoft Azure and migrate Walmart operations the cloud, VentureBeat reports.
The 4.co team can leverage GitHub by using it to hire developers and make money by selling apps through GitHub. Moreover, the 4.co could greatly increase its brainpower and expertise with GitHub developers.
Planned 4.co projects that could leverage GitHub include internal chatbots, food-spoilage tracking, sensors, and improvements to Microsoft’s register-less ordering. The 4.co team will operate out of an office in Austin, Texas.
Thus GitHub is worth the risks for Microsoft. In particular, GitHub greatly increases Microsoft’s R&D capabilities without massive investments in new facilities or peopleRead more
Money rather than moral outrage is the probable motivation for the lawsuits. Exxon-Mobil’s (XOM) financial numbers indicate the company is generating a lot of money.
For example, Exxon-Mobil reports a free cash flow of $2.853 billion; and an operating cash flow of $7.78 billion, for 2nd Quarter 2018. Moreover, Exxon-Mobil earned a $23.799 billion gross profit on $73.501 billion in revenues during the 2nd Quarter.
Exxon-Mobile received a $3.95 billion net income and a $6.659 billion in operating income in 2nd Quarter 2018. However, Exxon-Mobile had only $3.43 billion in cash and short-term investments on June 30, 2018.
Therefore, Exxon-Mobil is not making that much money for a company that generated $244.363 billion in revenue in 2017. Exxon-Mobil generates a lot of revenues but it does not keep that much money in the bank.
Another problem is that Exxon-Mobil’s high revenue growth (26.56% in 2nd Quarter 2018) is not translating into cash. The return on Exxon-Mobil’s revenues is low.Read more
MasterCard’s actions doom signatures because there were 618 million MasterCard (MA) credit cards worldwide in 2nd Quarter 2018. In addition, there are 218 MasterCard credit cards in the United States, Statista estimates.
The lack of signatures shows MasterCard (NYSE: MA) has one of the world’s largest and most advanced payments platforms. For example MasterCard claims its payment network serves 2010 countries.
Unfortunately, I was not able to learn how transactions a second MasterCard’s network process. On the other hand, Visa (NYSE: V) claims to process 24,000 transactions a second.
Therefore, it is safe to assume that MasterCard processes around 24,000 transactions a second. I make this conclusion because MasterCard and Visa presumably uses technology with similar capabilities.Read more
That attention to value and customer’s needs is American Express’s true value.
Specifically, Amex understands that its customers are human beings with specific needs and desires. American Express buys its customers’ loyalty with attention to their needs.
To put it differently, American Express owes its continued success to good old-fashioned customer service. Amex justifies its interest rates and fees with a high level of customer service.Read more
Budgets can be created in software like Quicken or GnuCash, or you can use a simple spreadsheet.
Even without these options, you need a way to determine where the money is going every month. Creating a budget with software can give you more control of your finances and let you visualize how you can save money. So, what are the steps to creating a budget?Read more
Both Lowe’s and Home Depot should be scared of the 20,000 vans Amazon wants to put on the road. Those vehicles will enable Amazon to deliver merchandise directly to homeowners, landlords, and small contractors. Such people are Lowe’s core customers.
On the positive side, there are many ways that technology will help Lowe’s (NYSE: LOW) fight Amazon.
Lowes (NYSE: LOW) is in an excellent position to fend off Amazon because of its cash flow.Read more