Market Mad House

In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. Friedrich Nietzsche


Does Chick-fil-A Accept Apple Pay?

It is actually much harder to figure out which retailers actually accept Apple Pay than you might think.

On August 17, 2016, Chick-fil-A Inc. tweeted that Apple Pay would be available at its popular sandwich restaurants on August 19, 2016. Yet on August 20, 2016, Chick-fil-A was listed in the coming soon section on the official Apple Pay website. The fast-food outlet has apparently been there for some time.

Judging by this discrepancy the only way to know if Chick-fil-A actually takes the payment app is to go to the restaurant and order a sandwich. Apple (NASDAQ: AAPL) is doing a very poor job of communicating the latest developments with this solution to its fans.

The confusion is made worse by the Apple fan press. For example on August 17, 2016, MacRumors reported that Yum Brands’ (NYSE: YUM) subsidiary KFC; or Kentucky Fried Chicken, was accepting Apple Pay. Yet when I went to the Apple Pay website, KFC’s logo was nowhere to be seen; in the official list of brands that accept the payment solution. Nor did it appear in the coming soon section or in the Apps that accept Apple Pay.

One has to wonder if this level of confusion and the frustration it creates is preventing popular acceptance of Apple Pay. After all why should anybody use an App if they do not know where they can pay with it.


Retailers that Accept Apple Pay

In an attempt to clear up this confusion here is the official list of retailers that accept Apple Pay as of August 20, 2016:

  1. Acme (supermarkets)
  2. Aeropostale
  3. American Eagle Outfitters
  4. The Apple Store
  5. B&H (electronic stores)
  6. Babies R Us
  7. Barney’s New York
  8. Basha (supermarkets)
  9. Best Buy
  10. Bevmo! (liquor stores)
  11. Bi Lo (supermarkets)
  12. BJ’s (wholesale club)
  13. Bloomingdales
  14. Champ’s Sports Bar
  15. Chevron Gas Stations
  16. Coca-Cola Vending Machines
  17. Crate & Barrel
  18. Cub Foods
  19. Dan’ Fresh Market
  20. Davis Food & Drug
  21. Dick’s Fresh Market
  22. The Disney Store
  23. Duane Reade (drugstores)
  24. Dunkin’ Donuts
  25. Express (clothing stores)
  26. Extra Mile
  27. Farm Fresh Food & Pharmacy
  28. Firehouse Subs
  29. FoodMaxx (supermarkets)
  30. Footlocker
  31. apple-store-india
  32. Footaction
  33. Fuddruckers (hamburgers)
  34. GameStop
  35. Golden State Warriors (NBA franchise)
  36. Harvey’s Supermarket
  37. Hornbacher’s (supermarket0
  38. House of Hoops by Footlocker (sporting goods)
  39. Jamba Juice
  40. Jersey Mike’ Subs
  41. JetBlue (airline)
  42. Jewel Osco (drugstores)
  43. Kids Foot Locker
  44. Kohl’s
  45. Lady Foot Locker
  46. The Lego Store
  47. Levi’s stores
  48. Lin’s Fresh Market
  49. Luby’s (supermarket)
  50. Lucky (supermarket)
  51. Macey’s (supermarket)
  52. Macy’s (department stores)
  53. McDonald’s
  54. Meijer (discount stores)
  55. Office Depot
  56. OfficeMax
  57. Orlando Magic (NBA franchise)
  58. Nike stores
  59. Panera Bread
  60. Peet’s Coffee
  61. Petco
  62. Pep Boys
  63. Phoenix Suns (NBA franchise)
  64. Raley’s (supermarket)
  65. Rubio’s (Mexican restaurant)
  66. Run by Footlocker
  67. Save Mart Supermarkets
  68. Schnuks (supermarket)
  69. Sephora
  70. Shaw’s (supermarket)
  71. Shop n’ Save (supermarket)
  72. Shopper’s (supermarket)
  73. 012012-Chick-fil-A
  74. Six:02
  75. Sports Authority (note this chain is going out of business)
  76. Sprouts Farmers’ Market
  77. Staples
  78. Star Market (supermarket)
  79. Stater Brothers Markets (supermarket)
  80. Subway
  81. Supervalu (supermarket)
  82. Texaco (gas stations)
  83. Toys R’ Us
  84. Trader Joe’s
  85. United Supermarkets
  86. Unleashed by Petco
  87. Walgreens
  88. Walt Disney World
  89. Wegmans (supermarket)
  90. White Castle (hamburgers)
  91. Whole Foods
  92. Winn Dixie (supermarkets)

Now here’s the coming soon:

  1. Albertson’s
  2. Antropologie
  3. Au Bon Pain (the bakery café)
  4. Baskin Robbins
  5. Big Lots! (discount store)
  6. Carmike Cinemas
  7. Chick-fil-A
  8. Edition
  9. El Pollo Loco (chicken)
  10. Forever 21
  11. Free People
  12. JC Penney
  13. Johnny Rockets (hamburgers)
  14. L. Bean
  15. Marriott (hotels)
  16. Regal Cinemas
  17. Renaissance Hotels
  18. T-Mobile (phones)
  19. Ulta Beauty
  20. Urban Outfitters


It looks as if these lists might not be accurate, some of the brands on the coming soon list might be accepting Apple Pay. There might also be retailers that accept Apple Pay that do not appear on the list.

Nor does Apple Pay necessarily work even if it is available the Apple Pay website now contains these words: “If you’re having trouble using Apple Pay at a store displaying one of these symbols, let us know.”

So it sounds as if some consumers are having trouble using Apple Pay. Although it looks as if more retailers accept Apple Pay than Alphabet’s (NASDAQ: GOOG) Android Pay. Interestingly enough there are a few brands that accept Android Pay but not Apple Pay.

Retailers that Accept Android Pay

Here is the official list of retailers that accept Android Pay as of August 20, 2016:

  1. Acme
  2. Aeropostale
  3. American Eagle Outfitters
  4. ATT
  5. Babies R’ Us
  6. Bashas’
  7. BJ’s Wholesale Club
  8. Bloomingdales
  9. Champ’s Sports Bar
  10. Chevron gas stations
  11. Coca-Cola (vending machines)
  12. Davis Food & Drug
  13. The Disney Store
  14. Duane Reade by Walgreens
  15. Express (clothing store)
  16. FoodMaxx (supermarkets)
  17. Footaction by Foot Locker
  18. Fuddruckers
  19. GameStop
  20. The Golden State Warriors
  21. House of Hoops by Footlocker
  22. Jamba Juice
  23. Jet Blue
  24. Jewel-Osco (drug stores)
  25. Kids Foot Locker
  26. Lady Foot Locker
  27. The Lego Store
  28. Lin’s (supermarket)
  29. Lucky (supermarket)
  30. Macy’s (department stores)
  31. McDonald’s
  32. Meijer
  33. Nike stores
  34. Office Depot
  35. The Orlando Magic
  36. Panera Bread
  37. Peet’s Coffee & Tea
  38. PepBoys
  39. Pepsi (vending machines)24523210
  40. Petco
  41. The Phoenix Suns
  42. Rubio’s
  43. Save Mart Supermarkets
  44. Shaw’s (supermarkets)
  45. Star (supermarkets)
  46. Six:02 (clothing)
  47. Sport’s Authority
  48. Sprouts Farmers Market
  49. Staples
  50. Subway
  51. Texaco (gas stations)
  52. The Fresh Market (supermarket)
  53. T-Mobile
  54. ToysRus
  55. United Supermarkets
  56. Unleashed by Petco
  57. USA Technologies
  58. Verizon
  59. VG’s Fresh Market
  60. Walgreens
  61. Walt Disney World
  62. Wegmans (supermarket)
  63. Whole Foods
  64. Winn Dixie

Alphabet does not list coming soon retailers for Android Pay.

As you can see the number of retailers that accept Android Pay and Apple Pay is quite limited. That fact is highlighted by the attention focused on a fast food outlier like Chick-Fil-A when it adopts Apple Pay.

Jet Accepts Android Pay but Not Apple Pay

Until the major national retailers get onboard, Apple Pay is just a niche product and something of a curiosity. One major resister of Android and Apple Pay has been Walmart (NYSE: WMT), although Jet; which was just bought out by Walmart, is now listed on the apps that take Android Pay but not those that take Apple Pay.

One has to wonder if Walmart or Walmart Pay will soon taking Android Pay now that it’s working with Jet. If Android Pay gets into Walmart; the world’s largest retailer, before Apple Pay that will be a major setback for Apple. Such a development might force Apple to revise its business plan for the payment solution.