Dollar General Archives - Page 3 of 4

daniel January 22, 2015February 24, 2016 Benjamin Graham, Disruptive Technology, Dollar General, Dollar Tree, Income Inequality, Mr. Money Mustache, Pay Day Lending, Pinketty, Poverty, Target, Toyota, TSLA, Value Investing, Wal-Mart

The Future of Income Inequality

Traditional solutions to income inequality, such as minimum wage increases, unionization, tariffs, and confiscatory taxes, will become increasingly ineffective.

Politics

daniel January 4, 2015February 14, 2016 $3.452 billion in cash from financing, AAPL, American Express, Apple Pay, Apple Stock, COST, Digital Walelts, Digital Wallet, Disruptive Technology, Dollar General, Guaranteed Income, Income Ineqality, Mr. Market, Mr. Money Mustache, PayPal, Poverty, Venmo, WMT, XOOM

How Digital Wallets Could Help the Poor and Reduce the Cost of Government

Since most poor people have or could easily buy a smartphone, the government could simply disperse the aid to an app such as Venmo or Apple Pay. This would eliminate the paperwork, and it could be used to greatly reduce the bureaucracy.

Market Commentary My Thoughts

daniel January 2, 2015March 13, 2016 AAPL, ABX, Amazon, American Express, AMZN, Apple Pay, Benjamin Graham, Berkshire Hathaway, COST, CVS Health, Disruptive Technology, Dollar General, Dollar Tree, FDO, Mr. Money Mustache, TSLA, Venmo, Warren Buffett

Some Predictions for 2015

PayPal will start disrupting the financial services industry as soon as it gets spun off by eBay Inc. (NASDAQ: EBAY). Expect PayPal to unveil its version of Apple Pay in the form of a souped-up Venmo and enter the banking industry, possibly by buying a bank.

Market Insanity

daniel January 1, 2015March 6, 2016 AAPL, Apple Pay, Apple Stock, Benjamin Graham, Berkshire Hathaway, COST, Costco, Coupons, Disruptive Technology, Dollar General, Dollar Tree, Extreme Coupons, Family Dollar, FDO, Groupon, Value Investing, Warren Buffett, WMT

Groupon: Is there Any Value in Coupons?

Groupon has no float and, worse, no means of generating additional float.

Long Ideas

daniel December 31, 2014January 24, 2016 AAPL, Apple Pay, Apple Stock, Bank of America, COST, Costco, CVS Health, Digital Wallet, Disruptive Technology, Dollar General, Value Investing, Wal-Mart

Where Is Apple Pay Actually Accepted?

Finding a store that takes Apple Pay may only be half the battle because a lot of banks don’t support the app yet. To make matters worse, banks appear to be very selective about which of their accounts support Apple Pay and which don’t. Some banks allow it for credit and debit cards, while others do not.

Politics

daniel December 26, 2014June 8, 2020 Amazon, AMZN, Benjamin Graham, Berkshire Hathaway, Capital in the 21st Century, COST, Costco, Disruptive Technology, Dollar General, Dollar Tree, Elizabeth Warren, Family Dollar, FDO, Income Inequality, Karl Marx, Thomas Piketty, Venmo, Visa, Wal-Mart

What is the Cause of Income Inequality?

You see the problem here. Technology is most likely to take the jobs of those members of the working and lower middle classes that make the most. It also takes the jobs that provide them with some upward mobility. This

Good Stocks

daniel December 20, 2014February 17, 2016 Alco, Apple Pay, Bank of America, Benjamin Graham, Berkshire Hathaway, COST, Costco, Dollar General, Family Dollar, FDO, Google, Mr. Market, Mr. Money Mustache, Small Box Meltdown, WAG, Wal-Mart, Warren Buffett, WMT

Low Gas Prices Good and Bad for Dollar Stores

The oil industry may have just handed discount and dollar stores a huge Christmas gift. Gasoline prices in parts of Missouri are now below $2 according to Springfield News-Leader.

Thrift

daniel December 20, 2014March 8, 2016 American Pickers, Cheapskate, Christian Finance, COST, Costco, Dave Ramsey, Dollar General, Dollar Tree, Elon Musk, Family Dollar, FDO, Jesus Christ, Mr. Market, Mr. Money Mustache, Picker Couple, Thrift, Thrift Store, Value Investing, Warren Buffett, WMT

Items that you should Shop for at the Thrift Store

Women’s shoes, especially dress shoes. Lots of women have closets stuffed full of shoes. At some point, most of them end up donating those shoes. If you’re willing to buy shoes a couple of years out of fashion or classic looks, you can find some bargains here.

Long Ideas Politics

daniel December 17, 2014March 15, 2016 America’s Middle Class Is Lost, average income, Consumer Loans, COST, Costco, CVS Health, Disruptive Technology, Dollar General, Dollar Stores, Dollar Tree, Economy Is Not Working for Average Americans, Family Dollar, FDO, Gold, GOOG, Income of 81% of Americans Has Fallen Since 1999, Incomes in 572 American counties peaked in 1979, Kroger, Middle Class Is Lost, Poverty, Value Investing, WAG, Where the Recovery Is Not: Middle America, Why America’s Middle Class Is Lost, WMT

The Income of 81% of Americans Has Fallen Since 1999

The bottom line is that the economy is not working for average Americans. Incomes are falling and destroying America’s economic health. Inequality is growing too as technology lets the affluent take advantage of opportunities such as the booming stock market while the average family has a hard time buying groceries.

Politics

daniel December 15, 2014March 6, 2016 Apple Pay, Bank of America, Berkshire Hathaway, Bitcoin Obama, COST, Costco, Crypto Currency, CVS Health, Disruptive Technology, Dollar General, Family Dollar, Get Rich Slowly, Guaranteed Income, Investment, Jesus Insanity, Mr. Market, Mr. Money Mustache, Poverty, Value Investing, Venmo, Warren Buffett

An Idea whose Time Has Come Again

Today of course next generation payment solutions such as PayPal, Venmo and Apple Pay would make it easier to distribute founds directly to the poor without much bureaucracy or expense. Since most poor people have smartphones they could simply use payment apps to get the money that they need and spend it.