real estate bubble Archives - Market Mad House

daniel May 22, 2018May 23, 2018 A House is becoming an Impossible Dream for the Residents of these States, Average American cannot afford to buy a Home in 25 States, Housing prices are out of control, real estate bubble, the Average Person can afford a Home in America, The housing crisis is far worse than we have been led to believe, the housing market is insane, Where the Affordable Homes are, Where the Average Person can afford a Home in America, Will Income Inequality Lead to a Real Estate Bubble?

Average American cannot afford to buy a Home in 25 States

The housing crisis is far worse than we have been led to believe – if this data is correct. If that was not scary enough, the data shows that most of the nation is now in a real estate bubble.

If How Much’s data is correct the American dream of universal home ownership is dead. Most Americans now live in areas where they cannot afford to buy the average home with an ordinary mortgage.
There were 31 states in which the income needed to buy a home exceeded the median household income, Simplepost calculated. That means there are 31 states in which the average resident cannot afford to buy the typical home.

Market Insanity Opportunities

daniel September 27, 2017 Baby Boomers, burst the U.S. real estate bubble, Climate Change, Declining Incomes, glut of unsold homes, Income Inequality, real estate bubble, Rising real estate prices, Ten Forces that can burst the Real Estate Bubble, Ten Threats to America’s Real Estate Market, The Federal Reserve

Ten Threats to America’s Real Estate Market

The question to ask is not will the real-estate bubble burst, but when and how will it burst. There are many things that can pop the bubble, but 10 threats to the real estate market stand out.

You Missed It

daniel December 11, 2016December 11, 2016 $4.798 trillion in pension obligations, Digitalization, Four Economic Problems, Income Inequality, many Americans cannot afford housing, new foreclosure crisis, real estate bubble, Robotization, Student loan debt in the US reached $1.2 trillion, Technological Unemployment, The Public Pension Crisis., The strong US dollar, Two Long term Economic Nightmares

Six Things about the US Economy that should scare you to Death

The Public Pension Crisis. State and local governments across the nation have accumulated $4.798 trillion in pension obligations, but they have only $3.607 to cover the promises to employees, The Hoover Institution calculated. That means they will have to come up with $1.91 trillion, and the most likely place it will come from is cutting basic government services.

Market Insanity

daniel April 14, 2016April 14, 2016 +Plus, Amalgamated Bank, Down Payment Insurance, Esther George, Everest Re Group Ltd, Housing Bubble Insurance, Houston International Insurance Group, How Interest Rate Increase would Affect Stocks, interest-rate increase, Kansas City Fed President Wants Interest Rate Increase, real estate bubble, Real Estate Bubble is Brewing, ValueInsured

More Proof that a Real Estate Bubble is Brewing

A brokerage called ValueInsured is now selling something called +Plus, CNBC’s Realty Check reported. Unlike traditional mortgage insurance; which reimburses lenders, +Plus pays the buyer up to 20% of the home’s value or the down payment in case the property ends up underwater.

Long Ideas Stocks

daniel March 28, 2016 Can Lowe’s Success Continue?, decline of Lowe’s historic competitors, Does Lowe’s Make Money?, Factors Driving Lowe’s Success, good buy and hold stock, Is the Real Estate Bubble the Real Threat to Lowe’s?, Lowe’s (NYSE: LOW), Lowe’s is not a good buy, Lowe’s revenue growth, potential for prolonged revenue growth, real estate bubble, So How Much Does Lowe’s Owe Anyway?, the Real Threat to Lowe’s, threat to Lowe’s, uneven real estate market

Does Lowe’s Make Money?

This uneven real estate market could be a threat to Lowe’s because much of its success is based on the presumption that Americans will constantly want to improve their homes to increase value. If real estate prices stop going up or start falling dramatically, there could be little or no incentive for home improvement.

You Missed It

daniel November 25, 2015April 10, 2016 Abolishing single family zoning would solve the city’s housing crisis., HALA draft report, Housing Affordability and Livability Agenda Advisory Committee, Housing Bubble, Housing Costs Are Reverse Class Warfare, Housing Policy Hypocrisy on Both Sides of the Aisle, Possible Solutions to the Housing Crisis, Property Values More Important Than People, real estate bubble, regional real estate bubbles, Seattle, Seattle Real Estate Bubble, Seattle’s high housing costs, Unsolvable Housing Crisis, Zoning Is the Real Cause of America’s Housing Crisis

Situation in Seattle Shows Why America Has an Unsolvable Housing Crisis and a Real Estate Bubble

What that really means is that the property values of mostly white, upper middle class people are more important than meeting a basic need of working families. It is perfectly okay for waiters to sleep in their cars and the poor to live under bridges as long as the high values of Amazon.com and Microsoft executives’ homes are maintained. Jeff Bezos does not have to worry about anybody constructing an apartment house on his block.

My Thoughts

daniel July 1, 2015March 8, 2016 Dave Ramsey, Disruptive Technology, Dollar General, Get Rich Slowly, Greedy Man, Mr. Housing Bubble, Mr. Money Mustache, Mr. Real Estate Bubble, real estate bubble, Success, Think & Grow Rich

Passion, Patience, and Persistence the Three Keys to Success

The three characteristics you will need to succeed online are passion, patience, and persistence.

The Death Spiral

daniel June 24, 2015 Are we in a Housing Bubble, Colorado Housing Bubble, Colorado Springs Housing Bubble, Denver Housing Bubble, Housing Bubble, Housing Bubble USA, Is Real Estate Depressed, No Housing Bubble, real estate bubble, Real Estate Prices Near 2006 Levels or Are They?, San Jose Housing Bubble, Silicon Valley Housing Bubble

Real Estate Prices Near 2006 Levels or Are They?

A more likely scenario is that the collapse of the bubbles in areas like Denver and the Bay Area will drag down real estate prices nationwide and further depress the market. A real estate market collapse is likely, but it will not be a bubble; instead, it will be deflation as housing costs fall because of lower demand. The factor most likely to trigger that event would be an increase in mortgage interest rates.

The Death Spiral

daniel May 10, 2015 Dividend Stocks, Foreclosure, Mortgage Apocalypse, Mortgage Bubble, Mortgage Real Estate Investment Trusts, MREIT Buble, MREITS, NLY, Real Estate Appocalypse, real estate bubble

Down Go the MREITs

My prediction is that Annaly is very close to the death spiral and American Capital Agency will soon follow it

The Death Spiral

daniel May 9, 2015March 5, 2016 Annaly, Benjamin Graham, Berkshire Hathaway, Charley Munger, Los Angeles Real Estate, Mr. Market, Mr. Money Mustache, MREITS, New York Real Estate, Real Estate Boom, real estate bubble, real estate bust, Real Estate Investment Trusts, REITS, San Francisco Real Estate, Warren Buffett

Real Estate Bubble on the Coasts

The difference is that this real estate boom is confined to specific parts of the country; it is not happening on Main Street, and the middle class is not participating.

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