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daniel May 5, 2023 affordable-housing shortage, Allow Manufactured Housing and Mobile Homes, How not to Solve the Housing Crisis, Solutions for America’s Housing Crisis

Solutions for America’s Housing Crisis

Notably, the number of mobile homes in the United States has fallen dramatically. Statista estimates there were 6.8 million mobiles in the United States in 2014 that number fell to 2.88 million in 2020, 2.42 million in 2021, and 2.04 million in 2022. The number of mobile homes nationwide could fall below two million to 1.72 million in 2023, Statista projects.

I think the disappearance of mobile homes is a principal cause of the housing shortage. Hence, allowing mobile homes could alleviate the housing crisis.

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daniel December 23, 2020December 23, 2020 Are Online Lenders Enjoying Opportunity of a Lifetime in the COVID-19 Crisis?, Best Opportunity for Online Lenders, fintech loan providers, How Will the Situation Change Now That a Vaccine Is Here?, Is This the Best Opportunity for Online Lenders or the Beginning of the End?, Online Lenders, Online Loans and Mortgages, The COVID-19 Crisis Impact on Online Loans and Mortgages, the delivery of micro-loans

Are Online Lenders Enjoying Opportunity of a Lifetime in the COVID-19 Crisis?

There is also a matter of lockdowns to consider. All financing institutions operating through brick-and-mortar stores were affected by lockdowns and other restrictions as deeply as everyone else. They also had to reallocate their resources and offer relief to employees. They also had to restructure their entire business model in order to keep offering services. The loss of customers was unavoidable at that point.

Historical Insanity

daniel October 11, 2020October 11, 2020 America’s Elitist Supreme Court, America’s Unrepresentative Supreme Court, Court Packing and the New Deal, Legitimacy Crises at the US Supreme Court, The Crisis of Legitimacy at the US Supreme Court, The Legitimacy Crisis that could destroy the Courts and Constitution, The Legitimacy Crisis that Led to Civil War, The Supreme Court Does not represent America, The US Supreme Court’s Legitimacy Crisis, What we can learn from Past Supreme Court Legitimacy Crises

The US Supreme Court’s Legitimacy Crisis

The elite composition and ideological bias is driving the Supreme Court’s current legitimacy crisis. The current crisis frightens me because America’s legitimacy crises have led to political conflicts and undermined the Constitution.

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daniel November 3, 2019November 3, 2019 Constitutional Crisis, How to Fix the Electoral College, Is the Electoral College Broken?, the Electoral College is Broken, The Looming Constitutional Crisis we are Not Talking About, The Looming Electoral College Crisis, The President Who Lives Like a Dictator, Yes

The Looming Constitutional Crisis we are Not Talking About

We could face that Constitutional Crisis soon, because both Trump’s Electoral College majority and the Democrat’s popular vote majority could grow next year.

Opportunities

daniel July 6, 2019July 6, 2019 applied economics degree, How More People Turning to Online Education May Help to Reduce the Student Debt Crisis, Less Expensive Study Paths, online degree, online degrees are becoming hugely popular., Student Debt, Students Choosing Less Expensive Study Paths

How More People Turning to Online Education May Help to Reduce the Student Debt Crisis

In general, having people with more access to education that can help them enter the job market at less cost to themselves is definitely beneficial to the economy, though naturally, more accessible degrees can make the job market more competitive for any given role. One of the many courses people can study online is in fact an applied economics degree, so if this is something you find interesting, maybe that could be a good study path for you!

Opportunities

daniel September 22, 2018 A Method of Ending Homelessness and the Housing Crisis, Bringing Social Housing to America, Broke Boomers with nothing but Social Security to live, Can the Housing Crisis Be Fixed?, Government can end the Housing Crisis by buying Homes, Housing Crisis, How Baby Boomers can End the Housing Crisis, Why Government should Buy Housing to end the Housing Crisis

Government can end the Housing Crisis by buying Homes

New York City could eliminate homelessness by buying a third of those vacant apartments and making them available to the poor. Interestingly, the solution will be cheaper than housing vouchers, shelters, and “public housing.”

Cities can create large numbers of steady high-paying construction jobs with constant housing construction.

Cryptocurrency Opportunities

daniel September 6, 2018 Bancor (BNT), Bitcoin (BTC), cryptocurrencies that might benefit from the currency crisis, Currency Crisis, Dash (DASH), Emerging Markets Currency Crisis, Ethereum (ETH), fast moving currency crisis, GoldMint (GOLD), GoldMint (MNTP), hich altcoins will benefit from the currency crisis, How a Currency Crisis and Hyperinflation can Boost Cryptocurrencies, or Ether (ETH), Pundi X (NPXS), Ripple (XRP), The Dai (DAI)

How an Emerging Markets Currency Crisis will Cause Coin Prices to Explode

A fast-moving emerging markets crisis can greatly increase demand for cryptocurrencies. Altcoin prices could shoot up as residents of crisis nations seek safe havens for their money.

Cryptocurrency is the easiest and fastest way for Argentines, Turks, Venezuelans, and others to move their money out of country. All a person needs to convert funds to altcoins is a credit card and an internet connection. Anybody can download a digital wallet, and buy cryptocurrency in a few seconds.

Cryptocurrency Market Insanity

daniel July 21, 2018 Alipay and WeChat, Alipay and WeChat Pay, Ant Financial, Are Digital Bank Runs Possible?, China Orders Digital Wallets to Act like Banks, Could a Digital Bank Run Happen in America?, Could Digital Wallets Trigger a Financial Crisis?, Digital Bank Run, liquidity crises, liquidity crisis, PayPal (NASDAQ: PYPL), Tencent Holdings (HKG: 0700), The Federal Reserve needs to Crack down on Digital Wallets, What if Ant Financial Collapsed?, Will Digital Wallets Trigger a Financial Crisis?

Will Digital Wallets Trigger a Financial Crisis?

Such a crisis would be catastrophic because Alipay and WeChat Pay reportedly processed $16 trillion worth of payments last year.
To make matters worse, WeChat Pay alone had 600 million users in August 2017, Statista calculated. Furthermore, Alipay had 400 million users. Therefore one billion people might be affected by a collapse of those organizations.

Market Insanity

daniel May 1, 2018 America’s Housing Crisis, America’s Housing Crisis will lead to Class Warfare, How Zoning Causes Housing Shortages, SB 287, Senate Bill (SB) 827, State Senator Scott Wiener (D-San Francisco), steps that the state and federal governments can take to alleviate the housing crisis, The Housing Crisis is Just Beginning, What Can Be Done about the Housing Crisis?, Why the Housing Crisis is not being solved

America’s Housing Crisis will lead to Class Warfare

The cause of the housing shortage is simple and demand. The economy is not producing enough housing to meet the demands, which drives up the prices. This situation benefits certain groups; including existing homeowners, realtors, mortgage brokers, Baby Boomers, senior citizens, professionals, and the rich.

Those people benefit from higher property values; which increases their potential wealth and their ability to borrow against the real estate. To add icing to the cake, property owners get huge tax advantages because mortgage interest can be tax deductible.

It is in the economic interest of those groups to keep the supply of housing low. That is why they strongly favor restrictive zoning laws such as limits on density; bans on high-rise and multistory buildings, rent control and bans on the construction of apartment houses.

Politics

daniel March 1, 2018March 3, 2018 Congress should Fund Pay Increases for Teachers, make West Virginia teachers the highest paid in the country, Parkland and West Virginia demonstrate how Income Inequality Affects Media Coverage, Should Teachers March on Washington?, teacher’s strike, teachers should march on Capitol Hill, The Education Crisis the Media is Ignoring, There are five states where teachers are paid less than in West Virginia, West Virginia teachers strike, Where is Trump? Where are the Democrats? Where is Bernie?, Why is Media Ignoring West Virginia?

Media Ignoring U.S. Education Crisis

The crisis in West Virginia affected 680 schools and 277,000 students yet according to our national media, it did not exist.

Disturbingly, the media focused its coverage on a tragedy that occurred in an affluent largely white suburb; while ignoring a crisis in a white-working class state. Demographics make a bothersome statement about media priorities here.

Our so-called national political leaders were conspicuous with their absence from the West Virginia teacher’s strike.