Market Mad House

In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. Friedrich Nietzsche

PayPal Holdings (NASDAQ: PYPL)

Opportunities

The Incredibly Shrinking American Express

Although its business is shrinking, the third quarter earnings report indicates that American Express is still a cash rich company

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Long IdeasThrift

Is eBay Relevant Anymore?

Naturally this piques the interest of value investors, if eBay is an unfashionable company that makes money; it meets some classic Ben Graham criteria for a value bargain. That means we will need to ask the all-important question here: is eBay making money?

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Opportunities

Apple Pay copies PayPal

It looks as if PayPal and not Apple might be the future of online and social media payment. Apple Pay seems doomed to remain a niche product. One has to wonder if this means that PayPal might soon support Apple Pay.

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Long Ideas

Is Western Union Doomed or an Income Value?

Western Union is making a lot of money and generating a lot of float for its size. It’s also easy to see why its stock value is going up. Ycharts reported that investors were rewarded with a dividend yield of 3.13% and a return on equity of 63.2% on September 16, 2016.

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Good Stocks

Is Discover the Value Investment in Credit Cards?

My take is that both Visa and MasterCard are overpriced; and headed for a fall, but Discover is not. Visa in particular is on shaky ground because its booming revenue is not translating into net income.

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Long IdeasStocks

American Express is a Great Contrarian Play in Finance

There is no better contrarian play in finance than American Express right now. It is making a lot of money, and in a great position to take advantage of the exciting opportunities offered by Fintech.

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Long Ideas

Is PayPal the Best Value in Finance?

Interestingly enough the biggest threats to PayPal among these solutions; will be Chase Pay and Walmart Pay. Apple Pay is not a direct threat to PayPal, because it is a niche product that major retailers are refusing to use. That might change this fall; if reports Apple is planning to offer online payment via Apple Pay for the holiday season are true.

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Long Ideas

JPMorgan Chase can Big Banks Survive?

There is an interesting black; or rather grey, swan threat to Chase’s future in the form of Glass-Steagall. Glass-Steagall was the Depression era law that forcibly separated investment and consumer banks for 60 years. Its repeal was one the hallmarks of Bill Clinton’s 1990s financial reforms.

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Long IdeasMarket Wisdom

A Low Cost Growth Portfolio

It is my belief that a few of these stocks can be used to create a low-cost growth portfolio that would be ideal for retirement or other long-term buy and hold purposes. These equities were chosen for their stability and durability, as well as their low price. Yet they have strong potential for growth, which is what makes them good buy and hold plays.

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Grocery Wars

Walmart Pay is far more than just a Simple Payment App

If news stories about Walmart Pay are correct; the app is an impressive piece of retail technology that puts Walmart well ahead of competitors. The new app actually gives Walmart some capabilities that even Apple Pay lacks.

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